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BEST FOR

NRI families seeking seamless banking

  • Lower balance needed

  • Single RM support

  • Shared family benefits

  • Flexible balance use

What is special about this account?

One bank for the entire family

 

Lower balance requirement with flexibility in accounts

Shared privileges and benefits for all family members

Dedicated Relationship Manager for Family Banking needs

NRI Select Programme and NRI Premium Programmes with benefits

Pick the best Savings Account for you

About NRI Family Banking

Family Banking Eligibility

Primary Member: Must be an NRI Select or Premium Account holder.

Family Members: Must have an ICICI Bank Savings Account.

Group Size: Minimum 2 and maximum 9 members.

Eligible Relations: Parents, spouse, children, grandparents, grandchildren, in-laws, and siblings.

Minimum Balance Requirement

NRI Premium Family: Maintain Deposits* + Account Balance of ₹37.5 lakh OR Deposits* + Account Balance + Mutual funds AUM^ + Demat holdings of ₹1.5 Cr

NRI Select Banking Family: – Maintain Deposits + Account Balance of ₹7.5 lakh OR Deposits + Account Balance + Mutual funds AUM^ + Demat of ₹75 lakh

*Deposits include Fixed Deposits/Recurring Deposits

^AUM - Assets under Management

Exclusive Banking Benefits

All linked family members enjoy shared privileges, including lower balance requirements, a dedicated Relationship Manager, and seamless banking services under one Family ID.

How to Apply?

The primary member can apply through:

  • Email: nri@icicibank.com  
  • Branch Visit: Nearest ICICI Bank branch 
  • iMobile App: Available on
    • Google Play Store (Android)
    • App Store (iOS) 
  • Internet Banking: Login Now

Variants of Family Banking


NRI Select Banking Programme: NRI members get Select Account benefits, while resident members get upgraded to Resident Select Account benefits.

NRI Premium Programme: NRI members enjoy Premium Account benefits, while resident members receive Wealth Account benefits. 

Click here for Terms and Conditions

NRI Family Banking FAQs

What is NRI Family Banking?

NRI Family Banking is a premium offering under the NRI Premia Programme, designed for global citizens. It provides:

  • Preferential remittance rates
  • Domestic & international airport lounge access
  • Family banking benefits
  • Exclusive privileges for NRI and resident family members

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What is the Money in Bank (MIB) Requirement?

Family Type MIB MIB +MF AUM+Demat

NRI Select Banking Family

₹7.5 lakhs

₹75 lakhs

NRI Premium Family

₹37.5 lakhs

₹1.5 Cr

  • Only Savings Account holders (excluding No Frills, HUF, and Current Accounts) are eligible for Family Banking.
  • Accounts like Advantage Woman Savings, Senior Citizen Savings, and Youngstars Savings can be included.
  • Family ID will be dissolved if the MIB is not maintained for consecutive months.

Can a Resident Indian Apply for NRI Family Banking?

Yes, a resident Indian Savings Account holder can be part of NRI Family Banking. However:

  • The NRI Premium customer ID must be the primary customer ID in the NRI Premium Family ID.
  • A minimum of two and a maximum of nine members can form a Family Banking relationship.

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